Guaranteed Investment Certificates (GICs)
Unlock the power of Canada's largest deposit network: one account, over 70 financial institutions at your fingertips.
What is a GIC?
Guaranteed Investment Certificates, or GICs, are a low-risk investment where you lend your money to a financial institution for a set period of time, usually one to 10 years. In exchange for lending your money, the financial institution, earning a fixed interest rate higher than a savings account. Your original investment amount and the interest are guaranteed at the end of the term.
GICs offer flexibility with various terms and rates, making it a reliable choice for growing your savings.
Contact us today to learn more about GICs and start investing securely.
What are the benefits of GICs?
GICs offer security and predictable returns, with an unmatched risk/return ratio.
GICs provide fixed income in a rising-rate environment, diversifying your portfolio.
Choose from a full range of terms, from 30-day cashable to 5-year fixed GICs.
Get access to 70+ financial institutions through the Cash Management Group for a wider range of investment options.
GIC Investor’s Guide
The GIC Investor’s Guide is everything CFOs and treasury officers need to make informed decisions about investing in GICs.
Produced in-house by our team of finance specialists, the guide is a consolidation of financial data from over 60 Canadian banks, trust companies, and credit unions. It features up-to-date credit metrics, key ratios, and deposit guarantees, as well as FAQs, investment strategies, information on Socially Responsible Investing, and more.
To get a copy of this year’s special fifth edition GIC Investor's Guide, fill out the contact form below.
Get Our Latest GIC Rates
Fill out the form below if you would like to be contacted about GIC rates. Or call us direct at 604-643-0101.