Private Wealth Services
Simplify Your Finances with Expert Guidance
Managing your finances can be overwhelming, but with Cash Management Group, you can simplify your financial life with our expert guidance. Our team of financial advisors is dedicated to helping you make informed decisions about your money, so you can reach your financial goals and secure your future.
Private Wealth Team
Andrew Johns
Senior Investment Advisor
As the team lead of the Cash Management Group, Andrew has over 20 years of experience in the financial services industry. Andrew continuously identifies opportunities with the vision to build, preserve, and enhance the wealth of our clients. Andrew is the driving force behind our ability to provide the best client service, advice, and performance.
James Barrie
Senior Investment Advisor
As a Senior Investment Advisor, James services and creates portfolio recommendations for our private wealth clients. He has over 13 years of experience in the financial services industry. With a pulse on the latest market news, James works with Stefan and Andrew to create custom investment strategies for our clients.
Stefan Linden, CIM®
Senior Investment Advisor
Stefan focuses on developing new relationships and managing existing private wealth clients His insight into the markets and sharp analytical skills ensure clients receive the most up-to-date recommendations. Stefan brings a fresh perspective to building and re-balancing custom investment portfolios for our clients.
Tailored Solutions for Your Unique Needs
At Cash Management Group, we understand that every individual has unique financial needs and goals. That's why we offer customized financial management services that are tailored to your specific needs. Our advisors will work with you to understand your financial situation, identify your goals, and create a customized plan to help you achieve financial success.
We also help clients with their personal corporations and small-business investments.
Our network of financial experts can help with corporate structuring and tax-efficient investing.
Financial Management
Our investment management services are designed to help you grow your wealth and achieve your financial goals. Whether you're looking to build a diversified portfolio or invest in specific asset classes, our team of investment experts can help.
RRSP, TFSA, RESP, and more
Cash flow analysis and projections
Mortgage and debt analysis
Portfolio/pension analysis
Porfolio re-balancing
Stocks, bonds, debentures, flow-throughs, alternative investments; ETFs, GICs, MICs
New issues and IPOs
Retirement Planning
Cash Management Group can help you plan for a comfortable retirement. We offer comprehensive retirement planning services, including retirement income planning, Social Security planning, and investment management.
In-depth personal tax planning
Business tax planning
Tax-minimization strategies
Retirement income/expense analysis
Retirement cash flow projections
Retirement savings/goal-setting
Estate Planning
Our estate planning experts can help you create a comprehensive plan that ensures your assets are distributed according to your wishes, meets your unique needs, and protects your assets for future generations.
Minimizing estate taxation
Designating beneficiaries
Charitable giving/personal foundation
Business succession planning
Access to legal network
Tax Planning
Our team of tax experts can help you minimize your tax liability and keep more of your money. We offer comprehensive tax planning services, including tax preparation, tax planning, and tax representation.
Minimizing estate taxation
Designating beneficiaries
Charitable giving/personal foundation
Business succession planning
Access to legal network
Corporate Advisory Services
Cashless Options Exercise
Foreign Exchange Services
Shares Disposition and share buyback programs
Corporate Compensation and benefit packages
Blue Chip Swaps
Share deposit and management services
Investments for corporations
Investment portfolios for trusts and charitable investors
US/Canada licensed: Help with US legend removal and exercising single listed equity shares
Other Services:
TFSA Strategy
We often get asked what is the difference between a TFSA and an RSP. We can explain how to choose between investing in a TFSA or RSP. Our team has it covered.
Ask us about our executive TFSA strategies and for what you should consider for your investment portfolio.
Flow-Through Shares
What are Flow-Through Shares
Mining stocks and oil & gas Flow-through limited partnerships provide an opportunity for Canadian investors to participate in the resource sector while enjoying significant tax benefits. A partnership invests exclusively in the Flow-through shares of Canadian resource companies.
Flow-through shares are common shares of Canadian resource companies issued to finance the exploration and development of resource properties. To encourage investment by these companies, the federal government allows exploration and development expenses incurred to be "flowed-through" to investors and deducted for tax purposes.
Interested in Flow-Through Shares? We can help. Contact us to get started.
Benefits of Flow-Through Shares
Eligible exploration expenditures have been 100% deductible from income from any source for at least two decades. These deductions effectively reduce or shelter before-tax income. Tax credits apply directly to reduce taxes payable. The federal tax credit is non-refundable. However, it can be carried back and applied against taxes paid in the previous three years. Unused tax credits may also be carried forward for a period of ten years.
Flow-Through Share Risks
It is important to assess the risks of any company. Just because tax deductions are being offered does not make it a good investment. If you are considering investing in flow-through shares, ask the company:
If it qualifies as a Principal-Business Corporation (PBC). Only a PBC can offer flow-through shares. Visit the Canada Revenue Agency for a full definition.
If the property is located in Canada. Only Canadian properties can offer flow-through sales
For the eight-digit Tax Identification Number and the copy of the letter from the CRA confirming the number.
Canadian Accounts for U.S. & International Investors
Canada offers investors a stable banking system, well-developed and liquid financial markets, and a highly diversified economy. Our full-service Canadian dollar accounts offer you many investment products. We are able to hold CAD, USD, GBP, EURO accounts.
Get in Touch with an Advisor
Cash Management Group
Suite 2500, 1133 Melville Street
Vancouver, BC V6E 4E5
Please note: By submitting your contact details you agree to be contacted by our team. You may be added to our email distribution list for future updates using a third party email software. Your information is kept confidential and is never sold/distributed. Disclaimer.